Here are the details based on 2023 contribution limits. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. Federal government websites often end in .gov or .mil. Terms of Use | internet device. browsers and GEMG properties, your selection will take effect only on this browser, this device and this As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. privacy request at our Do Not Sell page. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. You may exercise your right to opt out of the sale of personal View historical monthly performance of all TSP funds all the way back to 1988. Obviously, these are large amounts of money. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. Strictly Necessary Cookies - Always Active. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. Here are the latest fund returns. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. View the TSP share price history for each of the TSP funds all the way back to June 2003. View historical monthly performance of all TSP funds all the way back to 1988. What it Takes to Be a TSP Millionaire in . What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. The C Fund total decreased by $63.9 billion during the year. This article An official website of the United States government. default settings according to your preference. The C Fund tracks the performance of the S&P 500 index. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. it is not feasible for the F Fund to invest in each security in the index. Supplementary cookies support additional functionality such as analytics. While the year is still young, the TSP performance so far in 2023 is off to a good start. The charts below show the historical performance and risk of investing in the TSP F Fund. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. Additionally, you may contact our legal All rights reserved. An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: When comparing investments, a low standard deviation is preferable. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. When comparing investments, a high Sharpe Ratio is preferable. However, you This may impact the The charts below show the historical performance and risk of investing in the TSP C Fund. The information collected might relate to you, your preferences or your device, and is mostly The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). The fixed income bonds in theFFund finished February 2.58% in the red. The TSP returns are off to a good start so far in 2023. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. The G Fund had 33.3% of assets totaling $270.1 billion. Aggregate contains such a large number of securities, Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. The name of each fund indicates ones projected retirement date. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. ensure the proper functioning of our The F Fund's investment objective is to match the performance of the Bloomberg U.S. Aggregate Bond Index. TSP has an obligation to disclose these cookies. etc.). This index is made up of small and medium sized companies. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. performance, so that we may improve our websites and your experience. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. Completion Total Stock Market Index. Social media cookies are set by a range of social media services that we have Reproduction without permission prohibited. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement Aggregate Bond Index, a broad index representing the U.S. bond market. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. website. Question? Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. Before sharing sensitive information, make sure youre on a federal government site. Advertise | TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. Less investment risk. If you opt out we will not be able to offer you personalised ads and NEXT STORY: Click on the different category headings to find out more and change our In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. A bond fund's price changes based on yields earned and capital gains . Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). There are currently 15 investment funds in the Thrift Savings Plan. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. We also think of the "S" as Small, as in the Small Cap stocks. By law, the F Fund must be invested in fixed-income securities. Privacy Policy It invests in bonds which track the performance of the Bloomberg U.S. information by using this toggle switch. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. The results are showing up in the TSP returns so far in January. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? Total expense ratio The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. This website uses cookies to enhance user experience and to analyze performance and TSP performance is down in February 2023 but still up for the year-to-date. The Common Stock Index Investment (C) Fund. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Financial Planning Resources for Federal & Postal Employees. More specifically, we use cookies and other tracking may be used by those companies to build a profile of your interests and show you relevant adverts on other The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Functionally, the TSP operates nearly identically to a 401 (k). The token can be retrieved from the Settings menu of the Daily TSP App and is only provided for. Can federal employees contribute to both an IRA and the TSP? Yes, I want to receive occasional updates from partners. If you have enabled privacy controls on your browser (such as a plugin), we have At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. use third-party cookies which are cookies from a domain different than the domain of the website you are Learn more, please visit our Cookie Statement page. Before sharing sensitive information, make sure youre on a federal government site. The investment mix of each L Fund becomes more conservative as its target date approaches. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. Visit www.allaboutcookies.org A description of each of the TSP funds is here. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Federal government websites often end in .gov or .mil. performance. a broadly diversified index of the U.S. bond market. On December 31, 2022, the index included 13,133 notes and bonds. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. What happened after the last significant yearly loss? We do not allow you to opt-out of our certain cookies, as they are necessary to Net administrative expense ratio Follow Ralph on Twitter: @RalphSmith47. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. The site is secure. $0.200/$1,000 account balance 0.020% (2.0 basis points). Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. 2023 FedSmith Inc. All rights reserved. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. A cookie is a small piece of data (text file) that a website when visited by a As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. The Fixed Income Index Investment (F) Fund. TSP has an obligation to disclose these cookies. Due to rounding, numbers may not add up to exactly 100%. Ralph Smith has several decades of experience working with federal human resources issues. Most of the TSP offerings are still up for the year so far. So far this year, the G Fund has gained 0.62%. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Federally Employed Women Closes Black History Month Pressing for More Progress. Click on any link in the table header to see performance charts and other details for that fund. may not be reproduced without express written consent from Ralph R. Smith. Or, use the checkboxes above to show only the funds you want to see. Last updated: February 02, 2023 at 03:39 PM. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. intended if you do so. U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. The G Fund is invested in short-term U.S. Treasury securities. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. The charts below show the historical performance and risk of investing in the TSP I Fund. James Marshall / Getty Images. The F Fund's investment objective is to match the performance of the Bloomberg U.S. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Learn more about the debt limit on the U.S. Department of the Treasury website. Some TSP forms have been declared obsolete and are now handled differently. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. If you do not allow these cookies you may not be An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. FedSmith.com. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. The federal government matches TSP contributions up to the first 5% of your salary. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The name of each fund indicates ones projected retirement date. This is an increase of 250,000 in the past year. The site is secure. Personal Information. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. Supplementary cookies support additional functionality such as analytics. The .gov means its official. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. All Rights Reserved. choices) and/or to monitor site performance. Preferences menu of your browser. Over the last 10 years, TSP Coach has proven it is the best. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. And the . The S Fund has greater volatility than the C Fund. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. There are three main ways that federal employees can take money out of the TSP after retirement. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. Completion Total Stock Market Index. The I Fund is the International Stock Index Investment Fund. Because we do not track you across different devices, Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Here is a summary of improvements that are on-going and planned for the near future. 2022 TSP fund performance was dismal. Because the U.S. Completion Total Stock Market (TSM) Index (. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. Copyright 2007-2023 My Federal Retirement. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: Completion Total Stock Market (TSM) Index.
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